Taking industry standard authentication to a new level with Smart Interface
One simple, direct integration
Send transactional and behavioral data through a single, payment brand-agnostic platform using the EMV® 3-D Secure infrastructure and bridge the information gap with issuers.
Added layers of authentication
Leverage behavioral biometrics to further authenticate consumers without friction, even before a payment.
Connected Intelligence®
Machine learning seamlessly helps thread together data points along the customer journey in real time, enabling an accurate, adaptive, and more intelligent authorization decision.
Before the payment: behavioral biometrics powered by NuDetect
- Funnels out automated attacks related to screen scraping, credit and gift card cycling, and account cycling
- Analyzes behavioral data such as keystroke analysis, typing speed, deviations, and pressure points to identify bad actors
- Leverage billions of data points to analyze in real time through machine learning
Learn More
During the payment: authentication through EMV® 3-D Secure rails
- Increased approvals of genuine card-not-present transactions with accurate authentication
- Fewer false positive/erroneous declines of genuine transactions
- Decrease card-not-present fraud
- Intelligently populate optional data fields in authentication requests
- Rules engine tailored to enhance decisioning and manage compliance with global regulations
accuracy in bot detection, leading to a higher level of security and fraud prevention
automated attacks mitigated with behavioral biometrics
increase in approvals when leveraging EMV 3DS for payment authentication
